A few days ago, the "Notice of the State Council on Doing a Good Job in Replication and Promotion of the Seventh Batch of Reform Pilot Experience in Pilot Free Trade Zones" was issued, announcing 24 reform experiences that were explored and formed in 21 pilot free trade zones across the country and replicated and promoted nationwide. Shaanxi The "New Model of Bill Financing for Science and Technology Innovation Enterprises" in the Pilot Free Trade Zone was successfully selected.
The "New Model of Bill Financing for Science and Technology Innovation Enterprises" is an initiative of the Shaanxi Pilot Free Trade Zone to further increase service support for science and innovation small and medium-sized enterprises and accelerate the cultivation of new drivers of development. A pioneering reform measure formed by the exploration of functional areas. This model achieves information exchange, credit sharing, and credit sharing through the establishment of a directory of scientific and technological innovation enterprises, the establishment of a financial service platform, the introduction of financing guarantees, and the use of rediscount tools, etc. Chain financing problem.
Since the implementation of this model, it has effectively expanded the utilization rate of funds and reduced the financing cost of enterprises. As of the end of March this year, commercial banks have handled 3,235 financing transactions for enterprises in key support fields such as technological innovation and high-end equipment manufacturing on the "Supply Chain Integration" platform, with a total financing amount of 14.084 billion yuan and a comprehensive financing cost of 2.7%. 8.5 billion yuan was rediscounted for start-up business bills, which saved about 28 million yuan in financing costs for enterprises, and the minimum discount rate was 1.29%.
In the next step, the Shaanxi Pilot Free Trade Zone will work with the Xi'an Branch of the People's Bank of China to further increase rediscount support for technologically innovative enterprises, and promote the upstream and downstream of core enterprises to use commercial bills, supply chain bills, etc. for settlement, with "low-cost discount + The "rediscount" model provides short-term liquidity support; explores a financial guarantee and re-guarantee system for science and technology innovation that is guided by government funds, social capital participation, and market-oriented operations; leverages the joint efforts of the People's Bank of China, finance, technology and other departments to jointly improve the support for science and technology innovation enterprises Financing support, reward incentives, and risk sharing measures help the high-quality development of scientific and technological innovation enterprises in our province.